A few years had passed since that conversation with the woman. My situation had not changed. Still paying on a mortgage and everything that goes along with home ownership. Not to mention home renovation costs. I was completely remodeling my home. I tore everything out and replaced it. Floor and ceiling joists, and walls were torn out and new insulation and drywall went up. The roof was replaced and new siding on the exterior. This project was taking years to complete. Trying to pay for everything cash ended up being a mistake. A home improvement loan was taken out. The funds fell short of competing the project and I was back to paying cash. Then the perfect storm hit in May of 2023.
